Services

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WHAT IS CONVEYANCING?

Conveyancing is the legal process of transferring property from one person (the seller) to another (the buyer).

Your conveyancer will prepare the legal documents to enable the sale, purchase or transfer of a property. They are someone who advocates for you and provides advice relating to property law.

All conveyancers in Victoria must be licenced and hold professional indemnity insurance so before engaging a conveyancer don't forget to ask this important question. 

Sunraysia Conveyancing Services is often asked is "Do I need to engage a solicitor as well as a conveyancer to complete my property transaction?" and the answer is no. Your licenced property conveyancer will act on your behalf from start to finish.

For more information regarding conveyancing contact Sunraysia Conveyancing Services.


Free Contract review

Looking at purchasing a property? Have the Contract and Section 32 (Vendor Statement) reviewed and receive free pre-purchase advise prior to signing.

It is important that you understand the terms and conditions of the Contract and Section 32 prior to signing the documents.

Take advantage of this obligation free service Sunraysia Conveyancing Services provides by asking them to review these legally binding documents.

Request a free Contract review here.

PURCHASING

Buying a property is an important investment, regardless of whether you are a first home buyer, upsizing for a growing family or an investor. Sunraysia Conveyancing Services will guide you through the process every step of the way, determined to provide a smooth, stress free transaction.

When purchasing a property there are a number of enquiries that need to be made to ensure you are purchasing “good title” and that all outstanding charges on the property are paid. These searches are completed on your behalf as well as prepare documents to enable the transfer of title and any stamp duty reduction you are eligible for.

SELLING and SECTION 32

Regardless of if you are selling privately or through a real estate agent you are required to provide a Section 32 (Vendor Statement)* to prospective purchasers.

*A Section 32 (Vendor Statement) details important information about the property.

Along with preparing this important document Sunraysia Conveyancing Services will arrange discharge of mortgage with your bank, prepare paperwork to enable the transfer, ensure the purchaser pays their share of the outgoings (rates) for the property and complete settlement.

FAMILY TRANSFER

Sunraysia Conveyancing Services can assist you with any change of title circumstance you may have.

Preparing paperwork to transfer or amend the registered proprietor on title, applying for any stamp duty exemption/concession you may be eligible for and notifying authorities.

If a mortgage is registered on title, permission from your bank to amend the proprietors is required.  

ELECTRONIC SETTLEMENTS and VERIFICATION OF IDENTITY

PEXA is the online conveyancing platform used to complete electronic settlements and will become mandatory from 1st October 2018. Sunraysia Conveyancing Services is prepared with its Principle being PEXA certified.

Sunraysia Conveyancing Services can also perform in-house Verification of Identity checks required by law for all property transactions. 

TITLE INSURANCE

Have you heard of title insurance? Separate to building/contents insurance, title insurance protects you against many title defects and circumstances.

Paying a one of premium around $400 (varies depending on the value/purchase price) your purchase covers you until a change of ownership.

We believe Stewart Title provide the best title insurance and you can click here to read more about their policies.


FIRST HOME BUYERS

First Home Buyers in Victoria receive a stamp duty exemption for properties purchased up to $600,000 and a concession of duty for properties purchased up to $750,000. Check your eligibility here.

If you are purchasing a new home or vacant land, valued up to $750,000, you may be eligible to receive the First Home Buyers Grant which is $10,000 or $20,000 if the property is located in regional Victoria. Check your eligibility here.

The above information is valid as at 1/06/2018. For up to date information please visit SRO website or contact this office.

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LAND TRANSFER STAMP DUTY

All purchasers are required to pay stamp duty to the State Revenue Office, calculated on the purchase price of the property. There are a number of concessions/exemptions a purchaser may be entitled to and Sunraysia Conveyancing Services can provide the advice and support in finding the greatest reduction you may be eligible for. 

Calculate the stamp duty payable using the State Revenue Office stamp duty calculator here.